Hard Money Loans in Texas — We Only Look at the Property

Hard Money of Texas is a direct private lender. We make asset-based loans up to 65% of the property value — that’s it. We don’t check your credit score. We don’t verify your income. We don’t care if you have a 400 credit score. If the property has value, we can lend.

What We Lend On

• Single-family homes
• Multi-family properties
• Commercial buildings
• Raw land and lots
• Empty / vacant buildings
• Warehouses and industrial
• Any real property in Texas

Our Terms Are Simple

• Loan to Value: Up to 65% of property value — nothing else considered
• Credit Score: Not checked. A 400 credit score is fine.
• Income Verification: None required
• Closing Speed: Very fast — days, not weeks
• Property Types: All types including raw land and empty buildings
• Basis: 100% asset-based — the property value is all that matters

Who We Work With

Investors who can’t get a bank loan. People with bad credit, no credit, or credit problems. Borrowers who need to close fast. Anyone with real estate equity in Texas who needs capital quickly.

Call 877-895-3634

Tell us about the property. We’ll give you an answer fast. Monday–Friday, 8AM–6PM CST.